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From Debt to Financial Freedom

Paying off debt. Building wealth. We share every step with you.

Join us as we share the real numbers, the wins, the setbacks, and the exact steps we're taking, so you don't have to walk the road alone.

Our Story in a Nutshell

We’re a South African couple who decided enough was enough. Starting with zero savings and a mountain of debt, we set out to turn our finances around. Now, we’re documenting every step so you can learn from our wins - and our mistakes.

Our Journey from Debt2Wealth in 4 Simple Steps

Calculator to track spending habits and income

Step 1: Know Our Numbers (Current Stage)

We're tracking every, debt, expense, and income source so we know exactly where we stand. This is our foundation - no guessing, no hiding from the truth

Clipboard to record and create a personal budget

Step 2: Create Our Budget (Starting Soon)

Next, we'll build a budget that works for us - realistic, flexible, and focused on giving every rand a purpose. This will be our daily spending guide

Piggy bank for saving and investing

Step 3: Pay Off Debt & Start Investing (Future Step)

Once our budget is running smoothly, we'll focus on eliminating high-interest debt while starting small, low risk investments to build momentum

Trophy for reaching our financial freedom goal

Step 4: Protect and Grow Our Wealth (Future Step)

Once our debt is gone and our investments are building, we'll shift to protecting what we've built - through smart insurance, diversified investments, and ongoing financial planning - so it lasts for the long haul

Tracking Our Progress in Real Numbers

We believe in full transparency. Every month, we update our Debt Scorecard so you can see exactly how far we’ve come - and how far we still have to go. This isn’t just a blog - it’s a real, living journey, with all the wins and setbacks along the way.

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Latest From Our Blog

Magic trick with money

Paying only the minimum feels manageable - but it’s a costly trap. See how 3% payments can keep you in debt for decades, and what to do instead to break free.

Saving money in a glass jar

Sometimes the smallest tweaks make the biggest difference. Here’s the simple adjustment we made that instantly slashed our costs and will speed up our journey out of debt

Scary pumpkin and the shock of the cost of borrowing

We knew debt was expensive - but the real numbers stunned us. In this post, we break down the hidden costs of bad debt and how much it’s really holding us back

Take Control of Your Debt Today

As a welcome-to-our-website gift, download your free Debt Reality-Checker.

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