Debt2Wealth
Our Debt Scorecard
In this section we will be tracking our overall debt on a month-to-month basis.
This should motivate us, and inspire you, to keep on keeping on.
End of Dec 2025
We're getting some nice traction.
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Since the previous month, we have managed to pay an extra R13k off our debt - thanks to bonuses from our employers.
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Yet more proof that things can get better.
Have faith!!!
End of November 2025
Nothing major to report here.
We are successfully controlling our expenses and keeping them within budget..... and then some.
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We have therefore managed to bring our debt down by another R6000. That's a win in our books.
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Let's keep on keeping on!
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p.s. as mentioned in the "at the End of October" post, we'll soon be discussing ways to increase our income.
End of October 2025
Things are running according to plan.
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We managed to bring down our debt by our monthly SURPLUS. Read all about the surplus in our blog post D8 - The Surplus That's Going to Crush our Debt.
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We realise, however, that to increase the rate of reducing our debt, we need another income stream - no matter how small. Soon we'll be adding posts to the category of Side Hustles.
End of September 2025
Things keep getting better.
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We managed to knock off another R9k of our total debt owed.
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How:
Another correction on Sales Commission owed.
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Things are looking up again. It just goes to show...never, ever give up hope. Your break can and will come, too.
End of August 2025
That's better!
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We've managed to bring the debt down by R22k in one month.
Hmmm! So what changed?
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There was a correction on Sales Commission owed. This helped nicely to put us back on track.
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Miracles can (and do) happen !!
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End of July 2025
This is life! Compared to the previous month (below) - what happened? A series of unforeseen emergency events made us go backwards by R3000.
But this won't deter us. We are determined to fight back.
We've got this!
End of June 2025
Here it is, folks! The 24th of June 2025 has arrived! And wow, take a look at our total "bad" debt – credit cards, overdrafts, and personal bank loans have piled up to a whopping R473,000! That’s quite a challenge ahead, but we’re ready to tackle it head-on!